Friday, February 24, 2017

Know Before You Go | TexasLending.com

According to the residential mortgage experts at TexasLending.com, more than 2/3 of married homebuyers rated neighborhood quality as important. A good neighborhood can contribute to quality of life by providing a peaceful environment, good schools, amenities, and leisure activities. Before you make a leap of faith to a new neighborhood, however, it’s important to do your research. Here’s how:
Draft your ideal neighborhood and rate contributing factors by importance.
TexasLending.com says that the first step toward understanding what you need in a new home is to figure out what you want to surround it. Do you want the best schools? Access to lakes, rivers, or other water recreation? Do you need public transportation? Rate your ‘wants’ in order of importance and begin your home search based on the top three.
Utilize the internet.
Today’s world means an ever-updated stream of information is available at your fingertips. Use this to your advantage by checking local crime rates, historic home values, and tax rates.

Friday, February 10, 2017

TexasLending.com Presents Negotiation Tips For New Homebuyers

Buying your first home can be an intimidating process, asserts the mortgage lending professionals at TexasLending.com. However, in order to make it a successful endeavor, you must go into it with both enthusiasm and confidence. Here, the Texas-based mortgage company offers a few tips on how to get the best abode for your home buying bucks.
1. Do your research.
According to TexasLending.com, home buyers need to know about more than just the property itself. You need to collect information regarding the surrounding neighborhood, including schools, parks, recreational activities, crime rates, and any future development plans that may impact quality of life.

Friday, December 30, 2016

Home Buying Information Presented by TexasLending.com

TexasLending.com
The National Association of Realtors estimates that nearly 65% of all homebuyers with children rate neighborhood quality as important. According to the mortgage experts at TexasLending.com, quality is defined differently for everyone. Here are a few ideas on how to determine which neighborhood is right for your family before buying a home.

Make a list of important features

TexasLending.com mortgage professionals say the first step in knowing the “best” neighborhood is to understand which community features are most desirable to you and your family. Some homeowners want access to recreational areas while others are more interested in an easy urban commute.

Wednesday, December 28, 2016

TexasLending.com | Saving for a First Home

TexasLending.com
If you’ve ever thought about buying a home, there’s no better time than now to start getting ready, say the experts from TexasLending.com. Here, representatives from the most trusted mortgage firm in Texas share their best tips on saving up for that first big purchase.

Create a budget – and stick to it

Even if you’re lucky enough to score a house under the $200,000 mark, you’ll still have to pay 20% down, in most cases. TexasLending.com mortgage bankers explain that the best way to have the cash on hand is to evaluate your current spending habits and make adjustments. Apps like Mint are great ways to track your spending and watch your budget in real time.

Friday, December 26, 2014

TexasLending.com Celebrates Holiday Season with Decorating Tips

TexasLending.com
For today’s homeowners, one of the greatest joys of the holiday seasons is decorating the exterior of the home with bright, colorful lights and other beautiful ornamentation that appeals to the rest of the neighborhood or community. To support these ambitious and thoughtful efforts, many landscape companies have offered their assistance and guidance for this complex task. The experienced leaders of TexasLending.com outline a few significant concerns that may arise when planning these decoration projects and explain why safety may often be compromised.

Q: Before beginning to decorate, what steps should a homeowner take?

TexasLending.com: The first part of the plan should include the inspection of all decorations, lights and extension cards to ensure that no wiring issues would occur.

Friday, November 28, 2014

TexasLending.com on the Foundation of Neighborhood Watch

TexasLending.com
Neighborhood Watch was created over four decades ago by the National Sheriffs’ Association, reports TexasLending.com. The program was designed to empower citizens and strengthen their relationships with local law enforcement officials. Additionally, it offered neighbors an opportunity to meet and form friendships to help the community as a whole.

Before encouraging others to take part in a Neighborhood Watch, it’s important to know exactly how each member can help, says Texas Lending. Examine the program’s history and background and learn how its processes might benefit the community. The National Neighborhood Watch Institute features a website that contains a number of resources and talking points.

Once all of the information has been organized, the representatives of TexasLending.com advise interested parties to rally their neighbors and share the word about this tremendous program. In order to do so, create an invitation that includes the meeting place, time and date, along with a short summary of the itinerary. Distribute this invitation around the neighborhood at gathering places such as the library and post office. Social media – Facebook, Twitter, etc. – has become an increasingly powerful tool that allows community members to join in discussions and talk about their concerns. Going door to door to meet neighbors is another great option, notes Texas Lending.

Monday, January 20, 2014

TexasLending.com Teaches Homeowners about the Role of Appraisers and Underwriters in Home Loan Process

TexasLending.com
In today’s world, homebuyers are often unclear about the roles of both the appraiser and the underwriter throughout a loan process, says TexasLending.com. The company’s highly qualified and experienced staff of professionals stands ready to put clients at ease regarding all aspects of this complex effort. Working in tandem, the appraiser and the underwriter have distinct tasks that must be accomplished.

Appraisers

TexasLending.com explains the most significant role of the appraiser is to calculate the property’s true value. Most appraisers should have attained a state license, or at least hold certifications or qualifications of some type. Please note that appraisers are independent contractors and are not employed by TexasLending.com A licensed appraiser must follow the rules of conduct and code of ethics determined by The Appraisal Foundation.